WebMar 9, 2024 · Financial self-sufficiency ratio (FSS) and operational self-sufficiency ratio (OSS) which measures the relationship between the operating revenues and operating expenses (including depreciation and provision for losses: The findings reveal that CLECAM EJOHEZA Ltd. is operationally viable but not financially sustainable from 2010 to 2015. In ... Websimilar institution, they calculate the “Operating Self-sufficiency Ratio” and the “Financial Self-sufficiency Ratio” at the end of each month. For institutions, which do not have any outside borrowing, they should still do the “Operating Self-sufficiency Ratio” monthly and do the “Financial Self-sufficiency Ratio”, if and when ...
Financial Self-Sufficiency (Definition, Formula, Example …
WebHistory and trends of operating results and self-sufficiency . Predictability and stability of earned revenue . ... Total Expenses (should be > $0) Self-Sufficiency Ratio = Total Earned Revenue /Total Expenses (industry target > 40%) Interest Coverage Ratio = Interest Income /Interest Expense (should be > 100%) L IQUIDITY . CONSIDERATIONS ... cycling bike hr computer
Determining the self-sufficiency of microfinance institutions
WebOperational self-sufficiency ratio determines to which extend an MFI covers all operating costs using operating revenue. The ratio indicates the degree an MFI can sustain, and the break-even point is 100 %. The ratio excludes non-operating revenues and subsidies. When an MFI achieves OSS ratio significantly Websufficiency (OSS). The OSS is defined as the ratio of an MFI’s operating revenues to it operating expenses including the financial costs and impairment losses on loans. The … WebSep 26, 2024 · Financial self-sufficiency, operational self-sufficiency has been proposed for the measurement. Regression analysis is proposed to find out the impact of different factors on the... cheap white ottoman beds